Seattle is one of the largest and populated cities in Washington. People here love to drive and thus, almost every household in the metro manages to possess at least one car. This article discusses about the different factors considered by the automobile insurance dealers in Seattle.
Education is one of the prime considerations of the Seattle car insurance dealers, especially when you are a young driver. It is said that a good academic record is one of the best ways for obtaining cheap auto insurance here.
The second criterion of the automobile insurance dealers is the work commute period of the car owners. The average work commute limit in the city is around 25 minutes. Now, if you have a shorter commute time than this, you are much likely to get the facility of cheap car insurance. It is basically due to the notion that the less you drive the car, less is the degree of damage. Thus, if you are working from home you are in a much better position in this regard than the other car owners.
Your locality too decides the rate of your automobile insurance when you are staying in Seattle. If the car owner lives in a highly accident prone area, he would always have a higher chance of high insurance rates. In 2007, there were 20 fatal automobile crashes in Seattle involving 47 people and 26 vehicles. Besides, the insurance rate is also decided on the degree of car thefts per area. Thus, when you are staying in a crime prone area, you have more chances of high premiums. There were 5782 car thefts in Seattle in the last year.
Among these the top most vehicles were Honda Accord (1992), Acura Integra (1994), Satum SL (1993), Honda Civic (1995) and the Toyota Camry (1989). Simultaneously, if you are staying in a comparatively safer area, it helps a lot in acquiring cheap insurance quotes.
The Seattle car insurance dealers would also asses all your previous driving records before deciding on the rate of auto insurance. A safe driving history is much required for obtaining cheap insurance. Thus, it is recommended to get driving lessons from a well-known motor school.
Now, there are many auto insurance dealers in Seattle with a variety of conditions and price ranges. It is wiser to browse online to get a thorough idea of them the process is time saving and beneficial too as you would be able to compare the price and settle on an affordable automobile insurance with suitable conditions.